Budget tool

Step 1

Do you believe you cannot afford to save for your child's education? Use this budget tool to see how you can free up some cash every month.

Fill in your income

Net Monthly Income
(After deductions and tax)
Spouse Monthly Income
(After deductions and tax)

Extra Income


Step 2

Add in your monthly expenses. When it comes to luxuries, experiment with different amounts to see how you need to budget to ensure that you’re left with a good investable amount.

Fill in your monthly expenses

Rent/Bond R

Take home pay

R 0

Investable Amount

R 0


Rates, Taxes and Elec R
Insurance R
Clothing R
Other Regular Accounts (HP's) R
Fuel, Transport and Parking R
Entertainment R
Food R
Investment Savings R
Schooling R
Other Expenses R

Step 3

With the power of compound growth, it's amazing how quickly your investment could grow.

See your results below

Take Home Pay


Expense Total


Investable Amount

Compound Return
Please note that the investment performance shown is for illustrative purposes only, using an average return of 8% per annum.

Speak to your Old Mutual financial adviser, your broker, or call 0860 60 60 67 to start investing for your child's education today.