SmartMAX Education Plan

SmartMAX Education Plan offers you a range of options and benefits that will suit the way you want to save and assist you in reaching your goals:

Product rewards

The longer you stay invested and the more you invest, the less you will pay in charges.

Premium holidays

Because life doesn't always go according to plan, you can skip up to one year's worth of premiums on a Focussed Education Plan if you cannot afford to continue paying for a while.

Competitive pricing

You'll benefit in the long run from a competitively priced product.


SmartTRACKER allows you to track your investment progress by automatically calculating whether you need to increase your premium to reach your goal. Simply register on to make use of this free, convenient online tool.

Flexible payment options

You decide when you'd like to pay premiums with the flexibility of lump sum and scheduled payments via the Flexible Education Plan, or with the disciplined savings benefits of the Focussed Education Plan.

Low minimum investment

You can invest from as little as R250 a month on the Focussed Education Plan.

Risk protection

In unforeseen circumstances (death and/or disability), you'll know that your child's education fund will continue to grow.

Switch between investment funds

You have access to over 200 leading investment funds and your charges will reduce if you choose funds managed by the Old Mutual Group.

Old Mutual Education