Grain and Vegetable Crop
This offers a revolving production facility (seasonal crops), a term which runs from 36 to 60 months which is reviewed seasonally. Prime pricing of -5% to +5% and informed by rate recovery. The Risk Mitigation has seasonal or cyclical reviews to reduce exposure on every harvest, off take agreements and crop insurance.
This offers long term instalment financing, a product life cycle of 30 – 60 months. Prime pricing is -5% to +5% and informed by rate of recovery. The Risk Mitigation is a loan pain within the productive life of the livestock as well as Lifestock Insurance.
Livestock (Sale stock)
This is short term secured with working Capital. The term is up to 36 months reviewed annually. The prime pricing is -5% to +5% and informed by rate of recovery. Risk Mitigation is off take agreements and loan repaid within each cycle.
Implements and Equipment
This offers Instalment Financing, a term of 60 months of productive life of the equipment. Prime pricing is -5% to +5% and informed by rate of recovery. Risk Mitigation is Asset Insurance.