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Masisizane  ›  What we Fund

What we Fund


We invest in SMMEs that have registered business, a clear marketable product or service and create and retain jobs.

The Masisizane Fund provides loan financing in the following sectors:

  • Agribusiness (Primary & Agri-processing)
  • Franchising & Commercial
  • Supply Chain & Manufacturing
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    Agribusiness

    Grain and Vegetable Crop

    This offers a revolving production facility (seasonal crops), a term which runs from 36 to 60 months which is reviewed seasonally. Prime pricing of -5% to +5% and informed by rate recovery. The Risk Mitigation has seasonal or cyclical reviews to reduce exposure on every harvest, off take agreements and crop insurance.

     

    Livestock (Breeding)

    This offers long term instalment financing, a product life cycle of 30 – 60 months. Prime pricing is -5% to +5% and informed by rate of recovery. The Risk Mitigation is a loan pain within the productive life of the livestock as well as Lifestock Insurance.

    Livestock (Sale stock)

    This is short term secured with working Capital. The term is up to 36 months reviewed annually. The prime pricing is -5% to +5% and informed by rate of recovery. Risk Mitigation is off take agreements and loan repaid within each cycle.

    Implements and Equipment

    This offers Instalment Financing, a term of 60 months of productive life of the equipment. Prime pricing is -5% to +5% and informed by rate of recovery. Risk Mitigation is Asset Insurance.

     

     

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    Franchising & Commercial

    We support tested enterprise methods with relatively low failure rates where high economic and social transformation is created. We have a strong bias towards women and youth ownership.

    High performing, viable commercial enterprises, creating employment opportunities in rural, township and peri-urban with women, youth and ownership by people with disabilities will receive preference.

    more info...
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    Supply Chain & Manufacturing

    This is a short term facility of up to 36 months which is reviewed annually or linked to contracts. Prime pricing is -5% to +5% and informed by rate of recovery. The Risk Mitigation is off take agreements.

    The equipment facility offers Instalment Financing of 60 months of productive life of the equipment. Prime pricing is -5% to +5% and informed by rate of recovery. The Risk Mitigation is Asset Insurance.

    Contract Financing

    This facility offers revolving contract financing of up to 36 months or contract period which is reviewed annually. Prime pricing is -2% to +8% and informed by rate of recovery. The Risk Mitigation is off take agreements and cession of contract.

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